Our Subscription
Plans
Discover clear packages designed for Canadians seeking ongoing financial planning. Each plan includes APR disclosure, fee details, and regular advisor sessions with no commissions or product sales involved.
Meet our advisors
Laura Jennings
Lead Advisor
Laura specializes in Canadian financial regulations and provides clarity and structure to each client’s planning experience.
Jacob Lin
Senior Planner
Jacob reviews planning strategies throughout the year and ensures regular updates according to shifting regulations.
Rita Singh
Associate Advisor
Rita supports clients in navigating their planning journey with a focus on actionable advice and confidentiality.
How your subscription works
Our process ensures you understand each service detail and always have a clear point of contact throughout your planning journey. Fees and APR terms are fully disclosed before your subscription begins.
Initial discovery session
A licensed advisor meets with you to review your background and understand your planning priorities.
This conversation focuses on your needs, business situation, questions, and outlines what your monthly subscription will include. All fees and APR rates are discussed up front.
Fee and APR explanation
We explain every cost, the full monthly fee, any percentage rates, and answer all your questions.
Before you sign up, you’ll receive a clear outline of subscription terms, APR disclosures, and fee structure. No commitment until you’re fully informed.
Customized planning session
We work together to discuss current market trends, resource allocation, and your preferred approach to planning.
Your advisor initiates ongoing collaboration and ensures your planning adapts to life and business changes. All recommendations are consultation-based.
Ongoing reviews and support
As a subscriber, you receive continuous access to reviews and regular updates without added charges.
We check in according to your schedule, adapt strategies as needed, and ensure your information remains secure, private, and handled per Canadian regulations.
Subscription Plans
Transparent monthly cost—no commissions
Essential
Designed for individuals needing ongoing consultations and clear APR disclosure per Canadian regulations.
- Monthly advisor check-in
- Fee and APR transparency
- Confidential consultations
- Ongoing adjustments
- Data privacy included
Premium
Best for business owners seeking more detailed reviews, plan updates, and immediate advisor access.
- Everything in Essential
- Priority scheduling
- Expanded reviews
- Direct phone access
- Priority plan reviews
Executive
Comprehensive service for clients with complex needs requiring frequent reviews and extended support hours.
- Everything in Premium
- Quarterly in-depth sessions
- Additional scheduled reviews
- Advanced resource discussions
- Senior advisor involvement
How We Compare
Transparent service, clear APR rates, and no commission bias—see the difference
meridioxavera
Subscription-based planning partner
APR and fee transparency
Full disclosure of all rates and costs
Ongoing consultations
Continuous access to your advisor
No commission incentives
Zero sales quotas or product bias
Personalized experience
Plans adapted to client goals
Traditional Advisory
Product sales and commission model
APR and fee transparency
Full disclosure of all rates and costs
Ongoing consultations
Continuous access to your advisor
No commission incentives
Zero sales quotas or product bias
Personalized experience
Plans adapted to client goals
Online App Service
Automated advice, upsells possible
APR and fee transparency
Full disclosure of all rates and costs
Ongoing consultations
Continuous access to your advisor
No commission incentives
Zero sales quotas or product bias
Personalized experience
Plans adapted to client goals